📜 AgriNext Pay – Terms & Conditions
Last Updated: October 2025
Brand: AgriNext Pay
Company: AgriNext Global Ltd.
1. Introduction
Welcome to AgriNext Pay, a digital agri-fintech platform operated by AgriNext Global Ltd.
By accessing or using our services, you agree to comply with and be bound by these Terms and Conditions.
If you do not agree with any part of these terms, please do not use our platform.
2. Definitions
- “We”, “Us”, “Our” refer to AgriNext Pay and AgriNext Global Ltd.
- “User”, “You” refer to anyone who accesses or uses the AgriNext Pay platform.
- “Platform” includes our website, mobile application, and other digital interfaces.
- “Services” mean all financial, transactional, and related services provided through AgriNext Pay.
3. Eligibility
To use AgriNext Pay, you must:
- Be at least 18 years of age
- Have the legal capacity to enter into a binding agreement
- Provide accurate and verifiable personal information
- Use the platform in compliance with all applicable laws and regulations
4. User Account
- You must register an account using your valid name, mobile number, and verification documents.
- You are responsible for maintaining the confidentiality of your account credentials.
- AgriNext Pay will not be responsible for any unauthorized access resulting from your negligence.
- You agree to notify us of any unauthorized use of your account immediately.
5. Services Provided
AgriNext Pay offers digital financial services, including:
- Online payments and fund transfers
- Agri-business transactions and settlements
- Wallet management for agri-based users
- Future features such as microloans, insurance, and investment tools
We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.
6. User Responsibilities
You agree to:
- Use the platform lawfully and ethically
- Not engage in fraudulent, misleading, or harmful activities
- Provide accurate transaction information
- Comply with all local financial and data regulations
7. Fees and Charges
Certain services may include transaction fees or service charges.
These fees will be clearly displayed before confirmation, and by proceeding, you agree to such fees.
8. Refund and Dispute Policy
- Refunds will only be issued in accordance with our Refund Policy.
- Disputes regarding payments must be reported within 7 business days.
- AgriNext Pay will investigate and attempt to resolve disputes promptly.
9. Data Privacy
Your use of the platform is governed by our Privacy Policy, which explains how we collect and protect your personal data.
By using AgriNext Pay, you consent to our data handling practices.
10. Intellectual Property
All content, design, software, and trademarks under AgriNext Pay are the property of AgriNext Global Ltd.
You may not reproduce, copy, or distribute any material without written permission.
11. Limitation of Liability
AgriNext Pay shall not be held liable for:
- Any indirect, incidental, or consequential damages
- Delays or errors caused by third-party systems or internet service interruptions
- Unauthorized use of your account resulting from your negligence
12. Suspension or Termination
We reserve the right to suspend or terminate your account if you violate these Terms or misuse the platform.
Termination does not waive our right to seek legal action if necessary.
13. Governing Law
These Terms and Conditions are governed by the laws of the People’s Republic of Bangladesh.
Any disputes shall be resolved under the jurisdiction of the courts in Chattogram, Bangladesh.
14. Contact Information
If you have questions or concerns regarding these Terms, please contact:
📧 Email: support@agrinextpay.com
🌐 Website: www.agrinextpay.com
🏢 Company: AgriNext Global Ltd., Satkania, Chattogram, Bangladesh